Listed below are basic costs for people with Medicare. If you want to see and compare costs for specific health care plans, visit the Medicare Plan Finder.
|2020 costs at a glance|
|Part A premium||Most people don’t pay a monthly premium for Part A (sometimes called “premium-free Part A“). If you buy Part A, you’ll pay up to $458 each month in 2020. If you paid Medicare taxes for less than 30 quarters, the standard Part A premium is $458. If you paid Medicare taxes for 30-39 quarters, the standard Part A premium is $252.|
|Part A hospital inpatient deductible and coinsurance||You pay:$1,408 deductible for each benefit periodDays 1-60: $0 coinsurance for each benefit periodDays 61-90: $352 coinsurance per day of each benefit periodDays 91 and beyond: $704 coinsurance per each “lifetime reserve day” after day 90 for each benefit period (up to 60 days over your lifetime)Beyond lifetime reserve days: all costs|
|Part B premium||The standard Part B premium amount is $144.60 (or higher depending on your income).|
|Part B deductible and coinsurance||$198. After your deductible is met, you typically pay 20% of the Medicare-approved amount for most doctor services (including most doctor services while you’re a hospital inpatient), outpatient therapy, and durable medical equipment (dme)|
|Part C premium||The Part C monthly premium varies by plan. Compare costs for specific Part C plans.|
|Part D premium||The Part D monthly premium varies by plan (higher-income consumers may pay more). Compare costs for specific Part D plans.|