What is Medicare? Medicare is a federal health insurance program for the following: People who are 65 or older Certain people with disabilities under 65 People with End Stage Renal Disease (also called permanent kidney failure with the need of dialysis or transplant) What are the different parts of Medicare? A- This is called your Hospital Care Covers your inpatient…
Listed below are basic costs for people with Medicare. If you want to see and compare costs for specific health care plans, visit the Medicare Plan Finder. For specific cost information (like whether you’ve met your deductible, how much you’ll pay for an item or service you got, or the status of a claim), visit MyMedicare.gov.
A major question in the decision making process for Medicare Supplement Plans today is what will happen when Plan F goes away? To refresh your memory for those who need it, Plan F takes care of all out of pocket costs on Medicare approved expenses, including the 183$ part B deductible. Beginning Jan 1, 2020 Plan F will not be available for those turning 65 after December 31st, 2019. My recommendation has always been for our customers to look at Plan G as it is usually always less expensive than the Plan F….
8 things to know about Medigap policies You must have Medicare Part A and Part B. A Medigap policy is different from a Medicare Advantage Plan. Those plans are ways to get Medicare benefits, while a Medigap policy only supplements your Original Medicare benefits. You pay the private insurance company a monthly
AS SOON AS POSSIBLE…! There are benefits to purchasing your Medicare Supplement plan as soon as you can, the number one reason is peace of mind, the second reason is you can normally lock in your rates with the carrier. The longer you wait the better the chance that the carrier will increase the rates. My recommendation is take advantage…
10 benefits to buying life insurance today: You’ll have ultimate peace of mind that when you pass your family and loved ones will have a financial safety net. Life insurance will pay a lump-sum benefit to help with financial gaps left behind. Payouts are generally tax free. Some companies offer multi-policy discounts for taking out a joint policy with your…
Of all the expensive (and serious) medical conditions someone could face in their lifetime, cancer has the highest per-person price in the U.S. And, there doesn’t appear to be a solution for the high cost of cancer treatment coming any time soon. According to a report from the American Society of Clinical Oncology (ASCO), the total annual cost of cancer…